Unfortunately, accidents do happen. In fact, in 2018, CNN reported that the 8th most common cause of death across the world was from traffic-related accidents. That’s why the government of Ontario has such strict laws and regulations on driving, to ultimately protect you from a dangerous outcome. However, the laws can be confusing, especially regarding what to do after an accident occurs.
That is why Fanshawe Driving School has put together a detailed guide to assist you if you’ve been involved in any road accident.
1. Stop and Immediately Call 911
In no circumstances should you exit the accident scene or continue driving whatsoever. If you do, you may be subject to criminal prosecution. Immediately call 911 emergency line and report your incident to the police, especially if anyone is injured. If there is damage done to either vehicle that appears more than $2,000, report it. Follow each instruction given to you by the emergency hotline call taker.
If neither parties are injured and the total damage of vehicles appears to be under $2,000, call a Collision Reporting Centre within 24 hours of the incident. They will direct you to the reporting centre where you will file a police report, the damage done to the vehicles and photographs of the vehicles will be taken.
2. Seek Help For Any Injuries
After dialling 911, the ambulance and police will be on their way to assist you and the other parties. You will visit the hospital and receive urgent care to treat your injuries and ensure your health and safety.
3. Report The Accident
After the accident, you must report it to your own insurance company within seven days of when it occurred. This applies to whether the accident was your fault or the fault of another party. If there is a failure in reporting the claim within the designated time frame, your insurance company may not honour your claim. Reporting your claim is abiding by the law, even if it seems confusing, it must be done. If you have further questions regarding the reporting process, you can contact your local MPP.
4. Take Pictures Of the Accident
If you are not injured and it is safe to do so, remove yourself from your vehicle and take pictures of the accident scene. The photographs will be important for your case after the report is filed. This is essentially your evidence, as long as it is accurate and there is enough detail, and depending on the amount of damages; may help you get a better settlement offer.
The best way to protect yourself from dangerous drivers and a potential car accident is to use defensive driving techniques. Our four-day driving course at Fanshawe Driving School will provide student drivers with the tools to always drive as safe as possible. Book one of our Ministry-approved course dates today and secure your G2 sooner!